Privacy Policy
Last Updated: November 15, 2023
At Tinivu Covile Financial, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, and safeguard your data when you interact with our website and services.
Information We Collect
Personal Information
We may collect the following types of personal information:
- Contact details (name, email address, phone number)
- Demographic information (age, location, occupation)
- Financial information necessary for providing our services
- Account credentials for accessing our platform
- Communication preferences and history
- Payment information for processing transactions
Automatically Collected Information
When you visit our website, we automatically collect certain technical information:
- IP address and device information
- Browser type and version
- Pages visited and time spent on each page
- Referring websites and search terms
- Cookies and similar tracking technologies
How We Use Your Information
We use your personal information for the following purposes:
- Providing and personalizing our financial education services
- Processing payments and managing your account
- Communicating with you about our services and updates
- Improving our website and service offerings
- Complying with legal obligations and regulatory requirements
- Preventing fraud and ensuring security
- Conducting research and analysis to enhance our programs
Data Sharing and Disclosure
We may share your information with:
- Service providers who assist in delivering our services
- Payment processors for transaction handling
- Legal authorities when required by law or to protect our rights
- Professional advisors including lawyers and accountants
- Business partners in cases of mergers or acquisitions
We never sell your personal information to third parties for marketing purposes.
Data Security
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include encryption, access controls, and regular security assessments.
Data Retention
We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements.
Your Rights
Depending on your location, you may have the following rights regarding your personal information:
- Access to the personal information we hold about you
- Correction of inaccurate or incomplete information
- Deletion of your personal information under certain circumstances
- Restriction of processing of your personal information
- Objection to processing of your personal information
- Data portability to receive your information in a structured format
- Withdrawal of consent where processing is based on consent
Cookies and Tracking Technologies
We use cookies and similar technologies to enhance your experience on our website, analyze usage patterns, and deliver personalized content. You can manage your cookie preferences through your browser settings.
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review their privacy policies before providing any personal information.
Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child without parental consent, we will take steps to remove that information.
Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the updated policy on our website with a new effective date.
Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:
Tinivu Covile Financial
123 Financial District, Suite 400
Toronto, ON M5X 1A9
Canada
Email: privacy@tinivu-covile.sbs
Phone: +1 4372216024